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‘household income’ confuses obamacare applicants | tbo, Even the affordable care act’s biggest supporters have been disappointed by how difficult (some would say impossible) it is to apply for insurance on the website. Obamacare 101 :: requirements for insurance companies, Insurance access & affordability reforms. before obamacare, nearly 2 out of 5 montanans who applied for health insurance coverage were denied. those who were approved. Obamacare subsidies - obamacare facts, Who is eligible for subsidies under obamacare? during open enrollment americans making under 400% of the federal poverty level (fpl) can get a type of subsidy called.